Online Tests for Legal & Regulatory Aspects of Banking

Legal & Regulatory Aspects of Banking

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  • Q - 1 . The balance sheet represents an expansion of the equation as Assets = Liabilities +Capital This statement is

    Q - 2 . Who cannot file a complaint under Consumer Protection Act?

    Q - 3 . While calculating the value of (1+.10)3 (to the power of 3) the same can be calculated

    Q - 4 . A person who owes money to a firm , mostly on account of credit sales of goods is called

    Q - 5 . A scheme under which the company grants option (A right but not an obligation ) to an employee to apply for shares of the company at a pre determined price is known as

    Q - 6 . The amount which the firm owe to outsiders

    Q - 7 . EEFC can be opened in

    Q - 8 . Amount of Investment under Securities held to maturity should not exceed --------- of Bank s total investment

    Q - 9 . Liabilities that will arise on the happening of certain event

    Q - 10 . The duration of an operating cycle in 30 days. The operating cycle in this case repeats_________ times a year

    Q - 11 . As per NABARD guidelines the minimum Internal Rate of Return for Agricultural Project is

    Q - 12 . As per Prudential Accounting Norms prescribed by RBI, assets are classified into & & type

    Q - 13 . Authorised capital is also known as

    Q - 14 . Financial leverage means

    Q - 15 . A floating charge means

    Q - 16 . A method of calculating depreciation of an asset , which assumes that the asset will lose an equal amount of value each year is known as

    Q - 17 . The following is a Term Liability

    Q - 18 . For a large and medium units DSCR should be

    Q - 19 . Government Promissory notes should be sent to public debt office to confirm genuiness of

    Q - 20 . Total Current Asset of a unit is Rs.300 lacs. Other Current Liabilities is Rs.200 lacs. The MPBF as per Ist Method & 2nd method can be

    Q - 21 . According to section 79A inserted by Companies Amendment Act 1999 ____ shares means equity shares issued by the company to employees or directors at a discount or for consideration other than cash for providing know how or making available right in the intellectual property rights or value addition, by whatever name called

    Q - 22 . The Net Working Capital refers to

    Q - 23 . The Companies Act prohibits issue of any preference share that is _______

    Q - 24 . DRT has jurisdiction relating to cases pertaining to Banks, Financial Institutions with debt amount of

    Q - 25 . An Annuity is an ordinary Annuity if,

    Q - 26 . Annuities are

    Q - 27 . Holding period of Receivables is calculated with reference to

    Q - 28 . ____is the value of an established business over and above the value represented by it s tangible assets

    Q - 29 . The form of Balance sheet and Profit and loss account of a Banking Company is prescribed in forms A and B of _______ schedule of the Banking Regulation Act 1949

    Q - 30 . The joining of a new person into the existing partnership as a partner is called

    Q - 31 . What is the formula for charging compound interest with Annual Compounding

    Q - 32 . Profit and Loss Account is one of the Final Accounts prepared by a Company. What is the other one.

    Q - 33 . For determining the advance amount the shares will be valued on the basis of

    Q - 34 . As per the Second method of lending the borrowers contribution from long term source

    Q - 35 . The capital which is stated in the Memorandum of Association is known as

    Q - 36 . The amount which the owner of the business has invested in the firm and can claim from the firm is known as ___________

    Q - 37 . Schedule VI of the Companies Act prescribes the form of

    Q - 38 . When shares are issued at higher than the face value of the shares they are said to be issued at a

    Q - 39 . Reserve created out of profit from business operation is known as

    Q - 40 . Investment in Shares of other companies can be classified as Current Asset only when the shares are

    Q - 41 . Banking Ombudsman is appointed by

    Q - 42 . The Marine Insurance Policy should be expressed in

    Q - 43 . The formation of a company is governed by the rules and regulations as contained in

    Q - 44 . The value which the bond holder gets on maturity is called

    Q - 45 . A credit facility will be classified as NPA if_____remains past due for one quarter

    Q - 46 . As per RBI guidelines, a bank is required to assess the working capital on the basis of the following method

    Q - 47 . A Customer Service Meet should be organized at every Branch

    Q - 48 . A company has a networth of Rs.5 lacs. Term liability Rs.10 lacs, Fixed Asset of Rs.16 lacs and Current Asset Rs.25 lacs. There is no intangible asset or ONCA. It's net working capital is

    Q - 49 . Creditors Velocity expresses the

    Q - 50 . What is the minimum period to be allowed to drawee to decide on acceptance / rejections of a usance bill

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