Online Tests for Retail Bank

Retail Bank

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  • Q - 1 . Head institutions of public sector banks in Europe are known as & &

    Q - 2 . Foreign banks cited in the topic, which entered in activities, when not able to achieve the business objectives,

    Q - 3 . A good branch ambience will result in the following advantages for the bank & &

    Q - 4 . Default in repayment in Credit Cards and Personal Loan segments are mainly due to & &

    Q - 5 . PDA in Internet Banking stands for ......... ?

    Q - 6 . What is income criteria under DRI scheme ?

    Q - 7 . EBPP in Internet Banking stands for ........ ?

    Q - 8 . The customer segment whose income level is between Rs. 10 lacs to Rs.50 lacs is referred to as

    Q - 9 . Which of the following services are not offered for Internet Banking customers?

    Q - 10 . Which of the following was the beginning of the level of technology implementation in PSBs?

    Q - 11 . An Individual took a Loan of Rs. 15.00 Lacs for purchasing a flat for self-occupation on 30/03/1999 & paid Rs. 1,20,000 towards Interest during FY. 2006-07. The maximum amount of Interest which he can claim as a deduction would be&

    Q - 12 . In case of Home Loans, the credit rating should be reviewed ......

    Q - 13 . Commitments to customers under BCSBI cover & &

    Q - 14 . Website of a bank permits its customers to submit their instructions and application for different services etc but do not permit any fund based transaction on their account. This is& &

    Q - 15 . Asset backed securitisation (ABS) is backed by & &

    Q - 16 . Mr. Ravi took a Loan of Rs. 20.00 Lacs for purchasing a flat for self-occupation on 30/03/2000 & paid Rs. 1,80,000 towards Interest during FY. 2007-08. The maximum amount of Interest which he can claim as a deduction would be&

    Q - 17 . Product architecture consists of the following component/s

    Q - 18 . Process models in are structured as

    Q - 19 . Which of following is not part of priority sector lending ?

    Q - 20 . BCSBI codes are & &

    Q - 21 . Which of the following country doesn t come under Europe - Non-eurozone?

    Q - 22 . What are extant guidelines for Agriculture advances to corporate/partnerships & institutes engaged in agri & allied activities:

    Q - 23 . What is sub target for MSE under Priority sector lending ? Pick up the ODD one :

    Q - 24 . Select the FALSE one in case of Check-off facility :

    Q - 25 . The form which serves as a data base for cross selling of different products in banks

    Q - 26 . A DMM (Dedicated Marketing Manager) should possess following qualities. Select the inappropriate one.

    Q - 27 . Customer data integration is available to a certain extent for other products also in ____ organized process model.

    Q - 28 . Customers' expectations of service quality mainly depend on the following :

    Q - 29 . In PSBs, is carried on only as a ......

    Q - 30 . The channels through which services are offered are?

    Q - 31 . What is correct about subsidy under National Rural Livelihood mission scheme ?

    Q - 32 . In the retail liabilities and asset side, the software mainly captures the following types of information. Select the correct option. i. Static Information ii. Updated Information iii. Transaction Information iv. Analytics and Alerts

    Q - 33 . EFMA conducted a study on global market covering & & Banks.

    Q - 34 . Types of credit cards issued by banks in general are

    Q - 35 . Personal Loans are sanctioned by banks based on & &

    Q - 36 . In which approach strategies are designed based on the type of branch viz., Rural. Semi Urban. Urban and Metro?

    Q - 37 . The Point of Sale (POS) terminals do not represent which of the following & &

    Q - 38 . In the credit information report maximum weightage is given to

    Q - 39 . Which of the following is not a Retail Deposit Products?

    Q - 40 . Cross Selling refers to & &

    Q - 41 . Misselling retail loans by a DSA (Direct Selling Agent) and the resultant dissatisfaction of the customer results in ...... risk for the bank.

    Q - 42 . Which of the following important human interventions are not available in physical channel in Service Delivery?

    Q - 43 . Certificate course for Direct Recovery Agents by IIBF has minimum & & hours of training.

    Q - 44 . Bank loans to Housing Finance Companies (HFCs), approved by NHB for their refinance, for on-lending for the purpose of purchase/construction/reconstruction of individual dwelling units or for slum clearance and rehabilitation of slum dweller:

    Q - 45 . The terms and conditions for repossession as per the recovery policy should contain the following provisions & &

    Q - 46 . What is quantum/ceiling of loan under Priority Sector ? Pick up the ODD one :

    Q - 47 . The basic information is available across products for common services in ____ organized process model.

    Q - 48 . Compounding is used to determine

    Q - 49 . Para banking refers to & &

    Q - 50 . In the credit information report weightage given to payment history is & &

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