Online Tests for Bank Financial Management

Bank Financial Management

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  • Q - 1 . Under Supervisory Review Process, a bank would be called "outlier" if the bank is under ...... basis point interest rate shock and faces reduction in capital by ......% or more.

    Q - 2 . Which of the following is not a method by which Indian can invest abroad? 1. swap of shares 2. capitalization of exports made to the investee company abroad 3. balances held in EEFC accounts

    Q - 3 . Client Jay pays ABC Co. 10,000 in December for ABC to perform services for Jay in 45 days. ABC uses the accrual basis of accounting. In December ABC will debit Cash for 10,000. What will be the other account involved in the December accounting entry prepared by ABC (and what type of account is it)?

    Q - 4 . AD should forward a detailed report to RBI on half-yearly basis in the form of BEF consisting of defaulter (importers) who do not submit bill of entry within __ days from the date of issue of registered reminder (which is 1 month from the date of remittance).

    Q - 5 . A PCL allowed without prior lodgment of LC or firm export order is called ...... account facility.

    Q - 6 . In foreign exchange, 'Our Account with You' is known as ...... account.

    Q - 7 . Diversification occurs at ...... level. 1.obligor (borrower), 2.geographical, 3.trades, 4.industries

    Q - 8 . In case of post shipment finance, the shipping documents along with relative GR form must be submitted to an AD within ...... days from the date of shipment.

    Q - 9 . ______ swap refers to exchange of floating rate in one currency to fixed rate in another currency.

    Q - 10 . When a bank is unable to undertake profitable business opportunities when it arises, ......risk occurs.

    Q - 11 . Cumulative negative mismatches maximam charges taken for the period of 8-14 days in ALM risk will be......

    Q - 12 . Market Risk involves ...

    Q - 13 . Forex Risk can be reduced by ......

    Q - 14 . TARGET is a payment system in ......

    Q - 15 . The liquidity corridor that RBI uses to control short-term interest rates is defined / dictated by ......

    Q - 16 . Buyers' credit or suppliers' credit for ...... years or above come under the category of EC

    Q - 17 . A put option is in the money (ITM) if ......

    Q - 18 . The balance sheet of x bank provide the following information as on 31 mar 2013 Rs , Cr) capital 1000, reserves-6000, current account deposit 30000, saving bank deposit 3000, term deposit, term deposit 30000 and borrowings 3000 on the assts side the cash -6900, bal with banks-15000, investment-15000, bills purchased =-20000, cash credit- 20000, term loans-20000 and fixed assets 3100. Total-100000. Earning assets out of total assets are 90000 cr. Cash credit , bill purchased and investments are affected by change in interest rate. Term loans carry fixed interest rate . SB an d TD are affected by change in interest rate. Rate sensitive assts of the bank are

    Q - 19 . Securities issued by governments are referred to as _____ which do not have any credit risk.

    Q - 20 . In foreign exchange, 'His account with Them' is known as ...... account

    Q - 21 . CBLO is a ...... market instrument issued by ......

    Q - 22 . The wisely used benchmark rate for floating rate debt paper as well as for OIS (Overnight Interest rate Swaps) is ......

    Q - 23 . Date on which the option is automatically exercised is called as ......

    Q - 24 . Downside potential has 2 components. They are ......

    Q - 25 . Which is not a function of the Forex dealing room ?

    Q - 26 . Zero-risk investment implies ......

    Q - 27 . Premature payment of a term loan will result in ......

    Q - 28 . What would be the issue price of a CP (Face value of Rs. 100) carrying an interest rate of 10 % and maturity of 1 year expressed as % of notional value?

    Q - 29 . On December 1, ABC Co. hired Juanita Perez to begin working on January 2 at a monthly salary of 40,000. ABC's balance sheet of December 31 will show a liability of

    Q - 30 . Concessional rate of interest in post shipment finance is valid for first ...... days.

    Q - 31 . CHIPS is a payment system in ......

    Q - 32 . All contract which have mature .....working day after the maturity date. and have not been collected, shall be automatically cancelled on the

    Q - 33 . ...... scheme is available for payments specified in foreign currency (US dollar, Pound Sterling, Euro , etc).

    Q - 34 . Sight bills drawn under import letters of credit would be crystallized on the ...... day after the day of receipt if not yet pai

    Q - 35 . Select the incorrect pair:

    Q - 36 . What is the maximum time period for crystallisation period?

    Q - 37 . Concessional rate of interest for post-shipment finance is allowed for ...... days in case of usance bills.

    Q - 38 . If Mr. Alex want to send money to his brother robin in US in Federal Reserve bank through FEDWIRE by using ... code/number.

    Q - 39 . In risk measurement, the parameter that is used to capture deviation of a target variable due to unit movement of a single market parameter, say 1% change in interest rate is calle.....

    Q - 40 . Post shipment finance in foreign currency is called ......

    Q - 41 . Since all assets and liabilities in the banking book are held until maturity, maturity mismatch between assets and liabilities result in excess or shortage of liquidity. This is known as ...... risk.

    Q - 42 . Globalization refers to

    Q - 43 . The beneficiary gets the payment on presentation of documents at nominated bank's counters under ...... LC.

    Q - 44 . When the strike price is below the spot price for the put option, the option is ......

    Q - 45 . The bank compares its tier I CRAR with minimum require tier I CRAR And finds

    Q - 46 . As per the Reserve Bank of India in the draft guidelines for implementation of the new capital adequacy framework has modified the Gross Income definition slightly. The Net Interest Income has been replaced by

    Q - 47 . In case of Domestic banks risk weights are assigned depends on?

    Q - 48 . Risk mitigation results in 1. Reduction of downside potential 2. Reduction in profit potential. Which of the following is True? All the statements are correct

    Q - 49 . In UCPDC-600 what does 600 mean?

    Q - 50 . VaR is not enough to assess market risk of a portfolio. Stress testing is desirable because

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