Short Information : Bank of India Credit Officer Recruitment 2025:-The Bank of India (BOI), a leading Public Sector Bank, has released an official notification (Project No. 2025-26/01) for the recruitment of Credit Officers in the General Banking Officer (GBO) Stream. The bank aims to fill a total of 514 vacancies across Scale-II, Scale-III, and Scale-IV. This is a massive opportunity for experienced banking professionals to join one of India’s premier financial institutions.The online application process is scheduled to commence on 20 December 2025 and will conclude on 05 January 2026. The selection will be based on an Online Examination and/or Personal Interview. In this article, we provide a detailed breakdown of the vacancies, eligibility criteria, exam pattern, and application procedure to assist aspiring candidates.
| Feature | Details |
|---|---|
| Organization | Bank of India (BOI) |
| Post Name | Credit Officer (GBO Stream) |
| Project No. | 2025-26/01 |
| Total Vacancies | 514 Posts |
| Application Mode | Online |
| Application Dates | 20/12/2025 to 05/01/2026 |
| Official Website | bankofindia.bank.in |
| Post Name | Scale | Vacancies | Age Limit (Min-Max) |
|---|---|---|---|
| Credit Officer | SMGS-IV | 36 | 30 – 40 Years |
| Credit Officer | MMGS-III | 60 | 28 – 38 Years |
| Credit Officer | MMGS-II | 418 | 25 – 35 Years |
| Total | 514 | – | |
Note: Age relaxation is applicable for SC/ST (5 years), OBC (3 years), and PwBD (10 years) candidates as per government rules.
According to the vacancy notice details provided:
(Candidates are advised to refer to the detailed Annexure-I in the official notification for specific experience requirements in Banking/Financial sectors.)
The application fee must be paid online between 20.12.2025 and 05.01.2026.
Selected candidates will draw a handsome salary as per the following scales:
The selection process will involve the following stages:
Note: The Bank reserves the right to select candidates only through an interview if the number of applicants is low.
The structure of the online examination is as follows:
| Subject | Questions | Marks | Duration |
|---|---|---|---|
| English Language | 25 | 25 | 120 Minutes (Composite Time) |
| Reasoning | 25 | 25 | |
| Quantitative Aptitude | 25 | 25 | |
| Professional Knowledge (Relevant to Post) | 75 | 75 | |
| Total | 150 | 150 | – |
Note: There is a penalty of 0.25 marks for every wrong answer. The English Language test is of qualifying nature only.
Follow these steps to apply online:
| Link Description | Link |
|---|---|
| Apply Online (Starts 20/12/2025) | Click Here |
| Official Notification PDF | Click Here |
| Official Website | Click Here |
| Event | Date |
|---|---|
| Notification Release Date | 17 December 2025 |
| Online Application Start | 20 December 2025 |
| Last Date to Apply | 05 January 2026 |
| Exam Date | To be notified later |
Q1. When does the BOI Credit Officer application start?
Ans. The online application starts on 20 December 2025.
Q2. What is the total number of vacancies?
Ans. There are a total of 514 vacancies for Credit Officers.
Q3. Is there a negative marking in the exam?
Ans. Yes, 0.25 marks will be deducted for every wrong answer.
Q4. Can final year students apply?
Ans. Candidates must possess the required educational qualification and experience as of 01.11.2025.
