Advance Bank Management mock test with old question most imp question 5 year old question. Question multiple choice questions and answers prepared by senior officer’s click on finish test after attend all the question to know your result with right wrong answer.

First ques   1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50   of 50 Finish Last

Q - 1 .A quarterly repayments of a loan carry an interest rate of 8 % per annum. What is the effective annual interest rate?

• 0.08%
• 0.08%
• 0.08%
• 0.09%

Q - 2 .Mr x is to receive Rs. 10000, as interest on bonds by end of each year for 5 years @ 5% roi. Calculate the present value of the amount he is to receive.

• 43925
• 43295
• 49325
• 49235

Q - 3 .The balance sheet of a firm has shown total asset of Rs 20 lacs. The long term uses are Rs 11 lacs and current ratio 1.5:1. What is the amount of current liabilities ?

• Rs 11 lacs
• Rs 9 lacs
• Rs 7 lacs
• Rs 6 lacs

Q - 4 .Banks can file a civil suit for recovery of their dues in civil courts. This option is used for dues ......

• Up to 5 lacs
• Up to 10 lacs
• Above 10 lacs only
• Above 20 lacs only

Q - 5 .Mr.Ram wants to have Rs 20000 after a year. How much he should deposit in a bank to get this amount if the prevailing rate of interest is 9% ?

• 17896
• 18104
• 18224
• 18348

Q - 6 .The evaluation of training consists of the following: Pick the odd one.

• Reaction level
• Learning level
• The behavior level
• Operation level

Q - 7 .Of the following bonds, which one has the highest degree of interest rate risk?

• 20 years 8% bond
• 5 years 8% bond
• 10 years 8% bond
• not enough information

Q - 8 .When the price of a commodity falls from Rs. 10 per unit to Rs. 9 per unit, the quantity supplied falls by 20%. Calculate the price elasticity of supply.

• 1
• 1.5
• 2
• 2.5

Q - 9 .LM stand for

• Liquidity Model
• Liquidity preference and Money supply equilibrium
• Liquidity and Money Model
• Liquidity and money

Q - 10 .For external credit rating, banks depend on ......

• Rating agencies
• Experienced staff of the bank
• Banking consultants
• None of the above

Q - 11 .Given, M2 - 700000 Crores, Currency with public - Rs. 100000 Crores, Demand deposit with banking system - Rs. 150000 Crores, Time deposits with banking system - Rs. 150000 Crores, Savings deposit of post office savings banks - Rs. 60000 Crores, All deposit with post office savings bank excluding NSCs - Rs. 50000 Crores, Calculate Other deposit with RBI

• Rs. 240000 Crores
• Rs. 250000 Crores
• Rs. 390000 Crores
• Rs. 400000 Crores

Q - 12 .In which career patterns or concept a individual take a new job and reaches higher position than go to some another type of job.

• Linear career
• Steady state career
• Transitory patterns
• Spiral career

Q - 13 .Priya purchased a bond with face value of Rs. 1000 and Coupon of 8% and maturity of 4 years. If YTM is reduced by 2%, the change in price of bond would be......

• 63.9
• 69.3
• 36.9
• 39.6

Q - 14 .Calculating today's output at today's price reflects ...... GDP.

• real
• nominal
• virtual
• None of these

Q - 15 .The belief that an individual can or can't change the things is called ......

• Career anchor
• Initiative
• Locus of control
• Self Actualization

Q - 16 .What are sampling groups which are very similar within but dissimilar without are called?

• cluster
• stratified
• systematic
• random

Q - 17 .Expand N C C D

• National Council on Crime and Delinquency
• National council on Credit and Debentures
• National council on Commerce and deregulation
• None of the above

Q - 18 .KPA stands for...

• Key Performance Areas
• Knowledge, Performance and Attitude
• Knowledge, potential and Achievement
• None of the above

Q - 19 .Present value is Rs.20000. Interest rate is 12 % per annum. Interest is compounded on quarterly basis. What will be the cash flow at the end of first year?

• 25210
• 22150
• 22510
• 21520

Q - 20 .Changes in the level and composition of taxation and government spending can have impact on the following variables in the economy pick up the odd one.

• Aggregate demand and the level of economic activity
• The pattern of resource allocation
• The proper utilization of funds
• The distribution of income

Q - 21 .Credit rating is a system of ......

• Measuring risk
• Mitigating risk
• Migrating risk
• Credit appraisal

Q - 22 .Demand deposits are ......

• Paid on demand
• Not paid on demand
• Relatively less liquid than cash and demand deposits
• Both a and b

Q - 23 .What sector is called as Primary Sector in India?

• Industrial Sector
• Service Sector
• External Sector
• Agricultural Sector

Q - 24 .Which is a basic element of a job ?

• Job
• Task
• Role
• Work

Q - 25 .The target given for advances to weaker sections in percentage of ANBC

• 10% for domestic banks
• 12% for foreign banks
• No target for domestic banks
• 10% for foreign banks

Q - 26 .Macroeconomics deals with;

• Gross domestic product
• Unemployment rate
• Price indices
• All the above

Q - 27 .A 6 year bond is selling at Rs. 9500 with face value of Rs. 10000. The annual Coupon amount is 800. What is the yield to maturity?

• 8.72
• 9.12
• 9.32
• 10.12

Q - 28 .Which step comes after when the performance standards are communicated to the employees and the performance appraisal methods.

• Performance level are compared with benchmark
• Out comes are than communicated to employees.
• Measure the performance of employee
• Initiate corrective action

Q - 29 .Which of the following statements is not true for an infrastructure project?

• It has long gestation period
• It reduces the risk for the lender as his funds get assured deployment for a long time.
• The debt equity ratio is normally high for an infrastructure project
• The implementation period is usually long

Q - 30 .The amount of term loan instalment is Rs 10000/- per month, monthly average interest on TL is Rs 5000/-. If the amount of depreciation is Rs 30000/- p.a and PAT is Rs 270000/-. What would be the DSCR?

• 1.75
• 2
• 1.65
• 1.33

Q - 31 .Real GDP is also known as ......

• GDP at current price
• GDP at constant price
• GDP at variable price
• None of these

Q - 32 .Pick the correct statement.

• IS curve tells us what will be various rates of interest at different levels of income, given the investment demand curve and a family of saving curves at different levels of income.
• LM curve is obtained from a family of liquidity preference curves corresponding to various income levels together with the given stock of money supply.
• LM curve depicts the various combinations of interest and income levels, at which money market is in equilibrium.
• All are correct.

Q - 33 .Demand Schedule is the

• Relationship between demand and quantity bought
• Relationship between price and quantity bought
• Relationship between price and demand
• None of these

Q - 34 .Demographic advantage is calle.....

• preference
• dividend
• premium
• coupon

Q - 35 .What government of India do in open market operations to suck money from the market?

• Absorb bonds
• Sell bonds
• Increase CRR
• Increase interest Rate

Q - 36 .Calculating today's output at yesterday's price reflects ...... GDP.

• real
• nominal
• virtual
• None of these

Q - 37 .The parent ego state can be further classified into ...... categories according to Eric Berne.

• 2
• 3
• 4
• 5

Q - 38 .Out of the following, which 3 measures are used in correlation analysis: a)standard error, b)covariance, c)standard deviation, d)coefficient of correlation, e) coefficient of determination.

• a, b, c
• a, c, e
• b, d, e
• b, c, e

Q - 39 .The child ego state can be further classified into ...... categories.

• 2
• 3
• 4
• 5

Q - 40 .A border patrol checkpoint that stops every passenger van is using ......

• Simple random sampling
• Systematic sampling
• Stratified sampling
• Complete enumeration

Q - 41 .Macro Economics doesn't deal with...

• GDP
• Unemployment Rates
• Individual Firms
• Price Indices

Q - 42 .A border patrol checkpoint that stops every passenger van is using

• Simple random sampling
• Systematic sampling
• Stratified sampling
• Complete enumeration

Q - 43 .As you set tighter confidence interval, you would get to a ... level

• higher
• lower
• either higher or lower
• none of the above

Q - 44 .In RTGS, IDL is

• Intra Day Liquidity
• Inter-bank Debit List
• Instrument Debit List
• None of these

Q - 45 .Which one doesn't come under Liability ?

• Share capital
• Reserve & surplus
• Miscellaneous expenditure
• current liability & provisions

Q - 46 .Which method which helps draw a line between the set of scattered points

• regression method
• correlation method
• least square method
• least fit method

Q - 47 .Salim purchased 8%, 3 years bond of Rs. 10 lac, with annual interest payment and face value payable on maturity. The YTM is assumed@ 6%. Calculate % change in the price of the bond when the decrease in YTM is 100 basis points from 6% to 5% and the duration is 2.79 years and modified duration is 2.63 years.

• 2.36
• 2.63
• 3.26
• 3.62

Q - 48 .A fund which is created by companies to make payment of balloon repayment loans by regular annual contributions to have adequate funds at the end of the period, when repayment fails due is called ......

• reserve fund
• balloon fund
• sinking fund
• repayment fund

Q - 49 ....... is learning for growth of the individual not related to a specific present or future jo

• Training
• Education
• Development
• Motivation

Q - 50 .Choose the pair of symbols that doesn't complete this sentence:  is a parameter, whereas  is a statistics

• N, g
• y, s
• N, n
• All of these

Prv Next Finish Test