Advance Bank Management mock test with old question most imp question 5 year old question. Question multiple choice questions and answers prepared by senior officer’s click on finish test after attend all the question to know your result with right wrong answer.

First ques   1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50   of 50 Finish Last

Q - 1 .Pick the incorrect statement.

• The supply of money, at a given time, is fixed by the monetary authority of the country.
• The rate of interest in determined by demand for money and supply of money.
• The money demand curve at a given level of income is downward sloping.
• Increase in level of money leads to downward shifting of the curve of demand for money (or in short,money demand curve).

Q - 2 .The equilibrium price is also known as ......

• Market price
• Optimum price
• Real price
• Market-clearing price

Q - 3 .A person deposited Rs. 10000 in a post-office scheme @ 8% p. with quarterly compounding, for 2 years. What is the amount payable?

• 17117
• 17171
• 11717
• 11177

Q - 4 .Which of the following is not an internal factor affecting credit risk?

• Excessive lending to cyclical industries
• Low quality of credit appraisal and monitoring
• Deficiencies in the loan policy of the bank
• Protectionist policies of other countries

Q - 5 .The repetitive movement around a trend line in a 4- month period is best described by

• seasonal variation
• secular trend
• cyclical fluctuation
• irregular variation

Q - 6 .Ram purchased two bonds bond-1 & bond-2 with face value of Rs. 1000 each and Coupon of 8% and maturity of 4 years & 6 years respectively. If YTM is increased by 1%, the % change in prices of bond-1 & bond-2 would be ......

• 2.39 & 4.84
• 3.29 & 4.84
• 3.29 & 4.48
• 2.39 & 4.48

Q - 7 .A man borrowed a certain sum of money & paid it back in 2 years in two equal installments. If the ROI (compound) was 4% p. and if he paid back Rs. 676 annually, what sum did he borrow?

• 1725
• 1525
• 1275
• 1575

Q - 8 .Microeconomics is concerned with the behaviour of

• Gross domestic product
• Individual entities
• Economy as a whole
• None of the above

Q - 9 .A constant flow paid or received at regular time intervals is known as...

• Annuity
• Perpetuity
• Growing annyuity
• Growing perpetuity

Q - 10 .If you want to get Rs. 50000 after 1 year, how much you should invest at the interest rate of 10% ?

• 45545
• 45454
• 44554
• 44454

Q - 11 .Which is not true?

• Personnel department is final authority in policy related decisions
• Line management is the final authority in performance related decisions concerning promotions.
• HR professionals must have qualifications in HRM.
• Managing people is a Operational Function

Q - 12 .The aim of a rehabilitation programme is:

• To make the operations of the enterprise viable again
• To help in employment generation
• To comply with R B I guidelines
• To increase bank's advances

Q - 13 .Which is an example of for sinking fund?

• perpetuity
• annuity
• gratuity
• none of the above

Q - 14 .Which of the following is the approach that a data mining tool uses?

• Association
• Classification
• Clustering
• All of the above

Q - 15 .Who called workers as Vital machines ?

• Hanery Foyal
• Peter Duker
• Elton Mayo
• Charles Babbage

Q - 16 .A time series of annual data will contain which of the following components

• secular trend
• cyclical fluctuation
• seasonal variation
• a & b

Q - 17 .A console bond of Rs. 10000 is issued at 6%. Coupon current interst rates and 9%. Find out the current value of the console bond

• Rs.7660
• Rs.6760
• Rs.6667
• Rs.6676

Q - 18 ....... is a standard measure of income / expenditure inequality.

• HDI
• Gini coefficient
• GDP
• GNP

Q - 19 .What is a zero coupon bond?

• there is gain only in price
• gain in coupon
• no gain at all
• none of these

Q - 20 .The definition 'An organization is the rational coordination of the activities of a number of people for the achievement of some common explicit purpose or goal, through division of labour and function and through a hierarchy of authority and responsibility' of an organisation is given by ......

• AK Rice
• Abraham Maslow
• Edgar Schein
• Peter F Drucker

Q - 21 .A card is drawn at random from a deck of cards. Find the probability of getting 3 of diamon

• 1/52
• 1/38
• 3/56
• 3/38

Q - 22 .Mr.Raj work in an international bank as an Accountant. Match his congruent occupation with his personality type as per john Holland personality job fit theory.

• Social
• Investigative
• Realistic
• Conventional

Q - 23 .A ......% confident interval means the value lies between (y-2S, y+2S).

• 50
• 65
• 75
• 90

Q - 24 .In Random Sampling, we pick up one, keep it away and then pick another from the remaining. This is called..

• Sampling with replacement
• Simple random sampling
• Sampling without replacement
• None of the above

Q - 25 .Which policy refers to government borrowings, spending and taxation?

• monetary policy
• fiscal policy
• both a and b
• None of these

Q - 26 .Which of the following statements the central governemnt has to place before the Parliament each year under FRBM act?

• Medium Term Fiscal Policy
• Fiscal Policy Strategy
• Macroeconomic Framework
• All of these

Q - 27 .Which of the following is Capitalistic Economy?

• England
• China
• India
• None of the above

Q - 28 ....... is learning for growth of the individual not related to a specific present or future jo

• Training
• Education
• Development
• Motivation

Q - 29 .Money Supply refers to

• The amount of money in banks
• The amount of money with the people
• The amount of money in circulation in an economy
• None of the above.

Q - 30 .A fund which is created by companies to make payment of balloon repayment loans by regular annual contributions to have adequate funds at the end of the period, when repayment fails due is called ......

• reserve fund
• balloon fund
• sinking fund
• repayment fund

Q - 31 .Seasonal variation is ......

• Repetitive
• Predictable
• Both a and b
• None of the above

Q - 32 .We have six students say A, B, C, D, E, F participating in a quiz contest. Out of six students only two can reach to the final. What is the probability of reaching to the final of each student?

• 2/5
• 1/2
• 1/3
• 1/4

Q - 33 .Which of the following technique is used for concurrent audit?

• Integrated Test facility (ITF)
• System Control Audit Review File (SCARF)
• Continuous and Intermittent Simulation (CIS)
• All of the above

Q - 34 .A person raised a house loan of Rs. 10 lac @ 12% roi repayable in 10 years. Calculate EMI.

• 14734
• 14347
• 13437
• 13734

Q - 35 .The correlation coefficient is denoted by ......

• y
• S
• r
• x

Q - 36 .Money is anything which performs the following. Pick up the odd one.

• A measure of value
• Medium of exchange
• A store of value over time
• Measure of prosperity

Q - 37 .A sampling distribution of the proportion is a probability distribution of the ......

• stratified sampling
• sampling fraction
• sample proportion
• standard deviation

Q - 38 .When RBI purchases government bonds, the money is ......

• injected into the market
• sucked from the market
• purchasing bonds has no effect on money market
• None of these

Q - 39 ....... % of small enterprises advances should go to micro enterprises in case of foreign banks.

• 20
• 40
• 60
• 80

Q - 40 .In systematic sampling, each ...... does not have an equal chance of being selecte

• sample
• element
• both of these
• none of these

Q - 41 .Which theories hold that learning occurs only when learners have the 'freedom to learn' ?

• Organismic Theories
• Mechanistic Theories
• Cognitive Theories:
• Behaviourist Theories

Q - 42 .Project loans can be given by the bank to

• Only corporates
• Only corporates and partnership firms
• Only corporate, partnership firms and societies
• Any business entity

Q - 43 .When RBI sells government bonds, the money is ......

• injected into the market
• sucked from the market
• purchasing bonds has no effect on money market
• None of these

Q - 44 .Who had not contributed much towards the dimensions of Motivation ?

• Chiris Argyris
• Hanery Foyal
• Elton Mayo
• Abraham Maslow

Q - 45 .A bond that has no matuarity and pays a fixed coupon (or rate of interest) is called ...

• Long term bond
• Perpetual bonds
• Console bonds
• Non-repayable bonds

Q - 46 .For a data of 8 halfyear periods the code for the 7th half is

• 2
• 3
• 6
• 5

Q - 47 .A loan of Rs. 4641 is to be paid back by 4 equal annual installments. The interest is compounded annually @ 10%. Find the value of each installment.

• 1446
• 1464
• 1646
• 1644

Q - 48 .If inflation rate is higher in an economy, the discount rate should generally,

• Be lower
• Be higher
• Be Stable
• Be fluctuating

Q - 49 .Which one is the force behind the Supply Curve?

• Cost of production
• Technological advances
• Government policies
• All of the above

Q - 50 .Purchasing and selling government bonds by RBI in the secondary market is performed under ......

• FRBM
• MSS
• OMO
• TOT

Prv Next Finish Test

Click here to download our mobile app

Click here for jaiib study material 

Learing license Driving licence test

Learing license Rto exam test

Click here for Latest government jobs