Advance Bank Management mock test with old question most imp question 5 year old question. Question multiple choice questions and answers prepared by senior officer’s click on finish test after attend all the question to know your result with right wrong answer.

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Q - 1 .The finite population multiplier is square root of (N-n) / (N-1), where N is the size of the population and N is the size of the sample. This multiplier need not be used when the sampling fraction (n/N) is ......

• equal to 1
• less than 0.5
• less than 0.05
• more than 1

Q - 2 .One's belief about who is responsible for the event in one's life refers to...

• Adult ego state
• change catalyst
• personal efficacy
• Locus of Control

Q - 3 ........ rate of interest which a central bank charges on the loans and advance that it extends to commercial banks and other financial intermediaries.

• Base rate
• Bank rate
• CRR
• Repo rate

Q - 4 .The Fiscal Responsibility and Budget Management Act (FRBM Act), a committee set up in January 2000, was headed by ......

• M Narasimham
• Dr. E A S Sarma
• Mr R Raghawan
• Mr K. Choudhary

Q - 5 .Money has a time value is shown by which of the following concept.

• Market value
• Face value
• Present Value
• b & C

Q - 6 .What is the discount factor for Re. 1 to be received at the end of 2 yr with prevalent rate of 8% ?

• 0.89
• 0.873
• 0.857
• 0.842

Q - 7 .Tylor believed that workers would be motivated by  Rabble Hypothesis . This assumption of tylor are based on ......

• Need for sequrity
• Social fulfillment
• Challenging job
• Need for money

Q - 8 .Which of the following is the queue processing and reordering in RTGS?

• FIFO
• Bypass FIFO
• FIFO with prioritization
• All of the above

Q - 9 .F R B M Act enacted in

• 2001
• 2003
• 2004
• 2000

Q - 10 .The process by which inferences about a population are made from information about a sample is known as ......

• stratified sampling
• statistical inference
• sample proportion
• sampling fraction

Q - 11 .Select the INCORRECT sentence: 1. Term loans are provided for acquiring the fixed assets. 2. Working capital term loans are provided for sustaining current assets. 3. Term loan are payable as per deman 4. Working capital term loans are payable as per repayment schedule

• both 1 and 2
• both 2 and 3
• both 3 and 4
• both 1 and 4

Q - 12 .Purpose of appointing bank s nominee on company s board of borrowing company is:

• To keep a tab on the important decisions of the board
• To be a part of the management
• To guide the company for better working
• To safeguard the securities charged to the bank

Q - 13 .Which one is the force behind the Supply Curve?

• Cost of production
• Technological advances
• Government policies
• All of the above

Q - 14 .MSE means

• Medium and Small Enterprises
• Micro and Small Enterprises
• Medium State Enterprises
• None of the above.

Q - 15 .Which of the following technique is used for concurrent audit?

• Integrated Test facility (ITF)
• System Control Audit Review File (SCARF)
• Continuous and Intermittent Simulation (CIS)
• All of the above

Q - 16 .A loan of Rs. 1 lac is paid back in 5 equal annual installments. The roi charged is 20% annually. Find the amount of each loan?

• 34338
• 33348
• 33438
• 33834

Q - 17 ............is for learning to prepare the individual for a different but identified jo

• Training
• On job training
• Education
• Development

Q - 18 .CPI measures prices at ......

• Wholesale Level
• Consumer Level
• Retail Level
• None of these

Q - 19 .Establishing Training and Development system as part of the HRD efforts doesn't involve...

• identification of training needs
• conducting the training
• evaluation of training
• None of these

Q - 20 .The total priority sector target for foreign banks, operating in India, is ...

• 0%
• 0%
• 0%
• 0%

Q - 21 .Expand C R R

• Credit Reference Rate
• Credit Reserve Ratio
• Cash Reserve Ratio
• Cash Reserve Rate

Q - 22 .If you want to get Rs. 50000 after 1 year, how much you should invest at the interest rate of 10% ?

• 45545
• 45454
• 44554
• 44454

Q - 23 .As you set tighter confidence interval, you would get to a ... level

• higher
• lower
• either higher or lower
• none of the above

Q - 24 .In Random Sampling, we pick up one, keep it away and then pick another from the remaining. This is called ......

• Sampling with replacement
• Simple random sampling
• Sampling without replacement
• None of the above

Q - 25 .Which of the following is ratio, indicative of the repaying capacity of a borrower?

• Quick ratio
• T O L/T N W
• D S C R
• D E R

Q - 26 .If there is a indirect relationship between rainfall & yield of crops then ......

• yield is higher if rainfall is less
• yield is lower if rainfall is less
• yield is higher if rainfall is higher
• none of the above

Q - 27 .A higher discount rate will lead to...

• A higher present value of the future cash flow
• Lower present value of the future cash flow
• No change in present value of the future cash flow
• No change

Q - 28 .Value today of Re.1 to be received in future is called

• Present value
• Compounded factor
• Discount factor
• Yield factor

Q - 29 .Net fiscal deficit is the difference between

• gross fiscal deficit and net interest payments
• gross fiscal deficit and interest payments
• gross fiscal deficit and net lending
• None of the above

Q - 30 .In a study it was noticed that average height of sons of tall fathers is less than that of the fathers and vice versa . This is due to ......

• extension
• progression
• regression
• hypertension

Q - 31 .In economics, fiscal policy has got two main instrument.

• government reserve and capital
• CRR and SLR
• Base rate and Bank rate
• government spending and taxation (revenue collection)

Q - 32 .The central limit theorem

• Requires some knowledge of the frequency distribution
• Permits us to use sample statistics to make inferences about population parameters
• Relates the shape of a sampling distribution of the mean to the man of the sample
• Requires a sample to contain fewer than 30 observations

Q - 33 .Which is true regarding functions & structure of HRM & HRD ?

• There is no conflict between the two.
• There is difference only in the approach and emphasis.
• HRM is the sub-system of HRD
• HRM deals routine functions & HRD functions emphasize on change management process.

Q - 34 .Standard deviation of the distribution of the sample means is called ...... Select the best option.

• standard error of the mean
• sampling distribution error
• standard error of the proportion
• standard error of the statistics

Q - 35 .If you invest Rs.100,000 today at 12% interest rate for one year, what is the amount you will have at the end of the year?

• Rs.90,909
• Rs.112,000
• Rs.100,000
• None of the above

Q - 36 .Internal rating meAns -

• Rating the project
• Rating the promoters
• Rating the risk for internal use
• None of the above

Q - 37 .Concept of Locus of Control is given by...

• Schein
• Leftcourt and Leveson
• Luft and Ingham
• Kurt lewin

Q - 38 .Select the incorrect statement.

• The higher the level of income, the lower would be the liquidity preference curve.
• If the rate of interest is lower than the equilibrium rate, there will be excess demand for money.
• Excess demand for money at an interest rate below the equilibrium leads to the rise in the interest rate of the equilibrium level.
• Given the money demand cure or curve of liquidity preference, an increase in quantity of money brings down the rate of interest.

Q - 39 .Which of the following is not an unsatisfactory sign in conduct of the account of the borrower?

• Delay in payment of interest or installments
• routing of transactions with some other bank
• Frequent over drawings
• High turnover

Q - 40 .Credit rating is a system of:

• Measuring risk
• Mitigating risk
• Migrating risk
• Credit appraisal

Q - 41 .Narrow money is indicated by ......

• M1
• M2
• M3
• M4

Q - 42 .In which of the following methods of sampling, elements are selected from the population at a uniform level that is measured in time, order or space?

• Simple Random Sampling
• Systematic Sampling
• Stratified Sampling
• Cluster Sampling

Q - 43 .It is a tendency to allow one trait or characteristic of an employee to influence the assessment, it rate an employee either high or low.

• Similar error tendency
• Central tendency
• Halo effect
• Leniency or strictness tendency

Q - 44 .Which of the following is not a method for detecting wrong mention of receivables in stock statement submitted by the borrower?

• Analysis of financial statements
• Cross check from the balance sheet figure
• Receivables audit
• Inspection of books of account

Q - 45 .Priya purchased a bond with face value of Rs. 1000 and Coupon of 8% and maturity of 4 years. If YTM is reduced by 2%, the change in price of bond would be......

• 63.9
• 69.3
• 36.9
• 39.6

Q - 46 .Ability to control or redirect disruptive impulses and moods and propensity to suspend judgment- to think before acting comes under which components of emotional intelligence.

• Self-awareness
• Self-Regulation
• Self-motivation
• Empathy

Q - 47 ....... is learning for growth of the individual not related to a specific present or future jo

• Training
• Education
• Development
• Motivation

Q - 48 .The dispersion among sample means is, the dispersion among the sampled items themselves because......

• Each sample is smaller than the population from which it is drawn
• Very large values are averaged down and very small values are averaged up
• The sampled items are all drawn from the same population
• None of these

Q - 49 .Which one doesn't come under Current liabilities ?

• Advance payments received
• pre-paid expenses
• unclaimed dividend & dividends
• provisions for taxes

Q - 50 .Which is not a sub system of HRM?

• Administration
• Credit
• Maintenance
• Development

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