Here is the given caiib mock test for Advance Bank Management for bankers with important questions with answer prepared by senior officers there is 50 questions mock test after attend all the questions your result will be displayed with right and wrong answer

Please Note;- Negative mark will not be counted

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Q - 1 .A construction company plans to purchase a new earthmover for Rs. 350000 in 5 years. Determine the annual savings required to purchase the earthmover if the return on investment is 12%.

• 55904
• 55094
• 55490
• 55049

Q - 2 .Changes in the level and composition of taxation and government spending can have impact on the following variables in the economy. Pick up the odd one.

• Aggregate demand and the level of economic activity
• The pattern of resource allocation
• The proper utilization of funds
• The distribution of income

Q - 3 .Calculating today's output at today's price reflects ...... GDP.

• real
• nominal
• virtual
• None of these

Q - 4 .Which of the following is not correct for SFMS?

• Uses Text messages
• Uses server signing PKCs
• Uses server encryption PKCs
• Access can be restricted to HTTPS

Q - 5 .A quarterly repayments of a loan carry an interest rate of 8 % per annum. What is the effective annual interest rate?

• 0.08%
• 0.08%
• 0.08%
• 0.09%

Q - 6 .A 5-year Govt. bond with a coupon rate of 8% has a face value of 1000. What is the annual interest payment?

• 80
• 40
• 100
• None of the above

Q - 7 .Additional utility derived from consumption of an additional unit of commodity is called ......

• Average Utility
• Elasticity
• Acceleration
• Marginal Utility

Q - 8 .What does the Central tendency theorem state ?

• as the sample size increases the sampling distribution of the mean will approach normality irrespective of the shape of the population distribution
• the mean of the sampling distribution of the mean will equal the population mean even if the population is not normal
• uses of sample statistics to make inferences of the the population parameters without knowledge of the of the frequency distribution
• all of the above

Q - 9 .The commercial paper can be issued by

• Corporate
• Corporate and partnership firms
• Any business entity
• None of the above

Q - 10 .The ...... act prohibits deficit financing.

• Companies Act 1956
• DEPOSIT INSURANCE AND CREDIT GUARANTEE CORPORATION ACT, 1961
• THE BANKING REGULATION ACT, 1949
• FRBM Act 2003

Q - 11 .Which of the following statements is true regarding Standardized approach?

• It has already been adopted by all the banks
• It has been adopted only the foreign banks operating in Indi
• It has been adopted by the foreign banks operating in India and some of the Indian banks
• It has to be adopted by the all the banks by March 2010

Q - 12 .Purpose of appointing bank s nominee on company s board of borrowing company is ......

• To keep a tab on the important decisions of the board
• To be a part of the management
• To guide the company for better working
• To safeguard the securities charged to the bank

Q - 13 .X wants to send his daughter to a management school after 5 years and will need onetime payment of charges amounting to Rs. 7 la At 12% roi, how much he should invest annually?

• 111087
• 110187
• 118107
• 118017

Q - 14 .The value of the variable is unpredictable and changing in a random manner in ......

• secular trend
• cyclical fluctuation
• seasonal variation
• irregular variation

Q - 15 .The dispersion among sample means is, the dispersion among the sampled items themselves because

• Each sample is smaller than the population from which it is drawn
• Very large values are averaged down and very small values are averaged up
• The sampled items are all drawn from the same population
• None of these

Q - 16 .Given, M4 - Rs. 750000 Crores, M1 - Rs. 400000 Crores, Currency with public - Rs. 100000 Crores, Demand deposit with banking system - Rs. 150000 Crores, Other deposit with RBI - Rs. 150000 Crores, Savings deposit of post office savings banks - Rs. 60000 Crores, All deposit with post office savings bank excluding NSCs - Rs. 50000 Crores, Calculate Time deposit with banking system

• Rs. 200000 Crores
• Rs. 250000 Crores
• Rs. 300000 Crores
• Rs. 350000 Crores

Q - 17 .What government of India do in open market operations to suck money from the market?

• Absorb bonds
• Sell bonds
• Increase CRR
• Increase interest Rate

Q - 18 .According to J.M.Keynes rate of interest and bond prices are ...... related

• Inversely
• Directly
• Parallely
• Horizontally

Q - 19 .Which one doesn't come under Current liabilities ?

• Advance payments received
• pre-paid expenses
• unclaimed dividend & dividends
• provisions for taxes

Q - 20 .If in market money supply increase and interest rate is down the LM curve will ...

• shift up and to left
• shift down and to right
• shift up and to right
• shift down and to left

Q - 21 .IS curve and LM curve relates which of the two variables?

• Demand and supply
• Money and market
• Money and interest rate
• Income and rate of interest

Q - 22 .In a normal distribution 95.5% of all the sample statistics are within _____standard errors of the population parameter

• ± 5%
• ± 2.25%
• ± 3%
• none of the above

Q - 23 .As you set tighter confidence interval, you would get to a ...... confidence level.

• higher
• lower
• either higher or lower
• none of the above

Q - 24 .For carrying out his studies, a student borrows Rs. 3 lac from a bank at concessional rate of 5% p. for 4 years of his professional course. What is the total amount payable by him at the end of the 4th year?

• 1298038
• 1280838
• 1293038
• 1283038

Q - 25 ........ rate of interest which a central bank charges on the loans and advance that it extends to commercial banks and other financial intermediaries.

• Base rate
• Bank rate
• CRR
• Repo rate

Q - 26 .Pick odd man out

• Brazil
• France
• India
• Russia

Q - 27 .What is a zero coupon bond?

• there is gain only in price
• gain in coupon
• no gain at all
• none of these

Q - 28 .A D G P is issued by the bank for ......, to its client.

• Sale of goods
• Purchase of goods
• Sale of capital goods
• Purchase of capital goods

Q - 29 .Expand S L R

• Statutory Leverage Ratio
• Statutory Liquidity Ratio
• Statutory Liquidity Rate
• Static Liquidity Ratio

Q - 30 .Narrow money is indicated by...

• M1
• M2
• M3
• M4

Q - 31 ....... is for learning related to present jo

• Training
• Education
• Development
• Motivation

Q - 32 .In ......phase of business cycle, unemployment will be widesprea

• Recession
• Depression
• Recovery
• Boom

Q - 33 .Central bank mainly uses......to control the money supply in the market.

• SLR
• CRR
• base rate
• bank rate

Q - 34 .Which of the following is not correct regarding Current Ratio?

• For same level of current assets, increase in N W C results in increased current ratio.
• The current ratio can be less than one
• The current ratio can be negative
• Current ratio is an indicator of liquidity

Q - 35 .A population having a stated or limited size is called as...

• Limited Population
• Infinite Population
• Finite Population
• unlimited Population

Q - 36 .Given, M2 - 700000 Crores, Currency with public - Rs. 100000 Crores, Demand deposit with banking system - Rs. 150000 Crores, Time deposits with banking system - Rs. 150000 Crores, Savings deposit of post office savings banks - Rs. 60000 Crores, All deposit with post office savings bank excluding NSCs - Rs. 50000 Crores, Calculate Other deposit with RBI

• Rs. 240000 Crores
• Rs. 250000 Crores
• Rs. 390000 Crores
• Rs. 400000 Crores

Q - 37 .If A invests Rupees 100 at 7 percent interest rate for 3 years, what will be the value at the end of 3 years?

• 125.2
• 122.5
• 152.5
• 120.5

Q - 38 .Service sector is also referred to as ......

• Primary sector
• Secondary sector
• Tertiary sector
• None of these

Q - 39 .The theories associated with the actual teaching are:

• Learning in employees in enhanced when the learner is motivated
• Learning requires feedback
• Reinforcement increases the likelihood that a learned behavior will be repeated
• Learning must be non transferable to the job

Q - 40 ....... is learning for growth of the individual not related to a specific present or future jo

• Training
• Education
• Development
• Motivation

Q - 41 .Which of the following is the benchmark for pricing of securities in other markets?

• Money Market
• G - Secs Market
• Foreign Exchange Market
• Capital Market

Q - 42 .Broad money is indicated by ......

• M1
• M2
• M3
• M4

Q - 43 .FEDWIRE is a

• Net settlement system
• Gross Settlement system
• Deferred net settlement system
• Deferred gross settlement system

Q - 44 .A down ward Sloping Demand Curve relates quantity demanded to

• Supply
• Income
• Price
• Expense

Q - 45 .As per RBI latest guidelines, loans to cooperative societies of farmers for disposing of the produce of members upto Rs.... are covered under priority sector.

• 25 Lakhs
• 50 Lakhs
• 1 Crore
• 5 Crores

Q - 46 .In capital market, the screen based system is replaced by ......

• book keeping system
• lodging system
• Open outcry system
• Telephonic System

Q - 47 .Who gave welfare theory of economics?

• Alfred marshall
• Lionel Robbions
• Adam smith
• None of these

Q - 48 .Sanctioned limit = Rs 3 lacs , Stocks = Rs 6 lacs, creditors = Rs 2 lacs , Mortgage of property = 50 lacs, margin = 30%. Calculate the DP.

• 3 lacs
• 5 lacs
• 2 lacs
• 4 lacs

Q - 49 .If A invests Rupees 100 at 7% interest rate for 3 years, what will be the value at the end of 3 years?

• 125.2
• 122.5
• 152.5
• 120.5

Q - 50 .In balance sheet amount of total assets is Rs 10 lac, current liabilities Rs 5 lac and capital and reserves Rs.2 lac What is the debt-equity ratio?

• 1:1
• 1.5:1
• 1.75:1
• 2:1

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