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Here is the given caiib mock test for Bank Financial Management for bankers with important questions with answer prepared by senior officers there is 50 questions mock test after attend all the questions your result will be displayed with right and wrong answer

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ques of 50 Last

Q - 1 .If there is an assets of Rs. 120 in the doubtful-I cat and the realization value of security is Rs. 100 only, what will be the provision requirement?

Rs. 40
Rs. 45
Rs. 50
Rs. 60

Q - 2 .Exchange rate risk can be avoided by entering into a ......

swap
forward rate contract
option contract
either b or c

Q - 3 .What is the normal balance for contra asset accounts?

Debit
Credit
Either a or b
None of these

Q - 4 .What kind of risk on settlements is covered by 'Herstatt Risk' for which BCBS was formed?

Exchange rate risk
Time difference risk
Interest rate risk
None

Q - 5 .For a majority of countries, the corporation places a limit for covering political risks, such countries are referred to as ......

open cover countries
closed cover countries
restricted countries
None of these

Q - 6 ._______ is the variability of the price, upward or downwar

swap
deal
volatility
duration

Q - 7 .Zero-risk investment implies

Investment in government securities
Investment in zero coupon bonds
Zero variation in cash flow from investment
Investment in bank fixed deposit

Q - 8 .5% of amt of DTL that is 58300 and 5% is 29

Debentures are classified as ......
Long Term Debt
Owned funds
Owned funds if raised from shareholders

Q - 9 .Which method of risk measurement uses deviation of a target variable due to unit movement of a single market parameter (like change in interest rate or exchange rate or stock prices)?

sensitivity
volatility
downside potential
all of these

Q - 10 .Total amount of DTL on which CRR is to be maintained

58100 cr
63000 cr
58300 cr
67100 cr

Q - 11 .12% government of India security is quoted at RS 120. If interest rates go down by 1%, the market price of the security will be?

120
133.3
109
140

Q - 12 .Deregulation started in India in ......

Q - 13 .What is the most critical function of Risk Management?

Measurement of risk
Identification of risks
Estimating the costs of risk
Controlling the level of risk to an organization's capacity

Q - 14 .In case of PCL being on CIF basis, if the despatch is through air, the FOB value is arrived at by deducting __ % (representing freight and insurance) from the CIF value.

Q - 15 .Which of the following cannot participate in the call money market? 1. banks (including co-operative banks) 2. land development banks 3. primary dealers 4. financial institutions 5. mutual funds players

1, 3 and 4
1, 2 and 3
2, 3 and 4
2, 4 and 5

Q - 16 .Which of following instruments not eligible for Credit risk Mitigation?

Cash
Gold
Life Insurance
OTC

Q - 17 .Who is eligible to take Export turnover policy from ECGC?

Exporters with turnover not exceeding Rs 10 lakhs per year
Exporters who contribute not less than Rs. 10 lakhs towards premium
Exporters with turnover exceeding Rs 10 lakhs per year
Exporters who contribute not more than Rs. 10 lakhs towards premium

Q - 18 .Who issued Internal Control Guidelines (ICG) for Foreign Exchange Business ?

FEDAI
RBI
EX-IM bank
SEBI

Q - 19 .Risk arising on account of human errors, technical faults, infrastructure breakdown, faulty systems and procedures or lack of internal controls is called as ......

Exchange Risk
Operational Risk
Market Risk
Legal Risk

Q - 20 .When variation in market interest rate causes the NII to contract, the basis risk would move ...... The banks.

against
in favor of
no effect
none of these

Q - 21 .When the strike price is equal to the spot price for the put option, the option is ......

at the money
out of money
in the money
any of the above

Q - 22 .Central Bank Governors of G-10 countries participate in the Basel Committee on Banking Supervision. Total number of members is:

Q - 23 .Which of the following is not a method by which Indian can invest abroad? 1. swap of shares 2. capitalization of exports made to the investee company abroad 3. balances held in EEFC accounts

only 1
only 2
both 1 and 3
none of these

Q - 24 .In case of delay in payment of rupee settlement funds, the interest for delayed period at 2 % above the ...... rate is paid for each day.

LIBOR
MIBOR
TT
Cross

Q - 25 .The NDD of the usance bill (foreign currency export bill) is ...... days.

21
usance period + 21 days NTP
25
usance period + 25 days NTP

Q - 26 .Indexed return on CP is used as a benchmark rate for _____ - term advances.

short
mid
long
all of these

Q - 27 .Buying and selling is performed under ......

Dealing room
Treasury administration
Risk management
Risk management

Q - 28 .Treasury in the normal course will manage

All funds raised through deposits
ALM book, Merchant book and Trading book
Liquidity
All deployment of funds through advances

Q - 29 .CHIPS is a payment system in ......

UK
US
Hong Kong
China

Q - 30 .Downside potential has 2 components. They are ......

Potential Losses and Profit Potential
Potential Losses and probability of occurrence
Profit Potential and probability of occurrence
None of the above

Q - 31 .All contract which have mature .....working day after the maturity date. and have not been collected, shall be automatically cancelled on the

5th
7th
10 th
15th

Q - 32 .Forward rates fully reflect interest rate differentials only in

Controlled economies
Developing economies
Economies where interest rates are free
In perfect markets where the currencies are fully convertible and the markets are highly liquid

Q - 33 .Which of the following is not included in Tier I capital?

disclosed reserves
undisclosed reserves
equity
both a and c

Q - 34 .Under Standardized method within each business line gross income is broad indicator for ......

Capital Risk exposure
Operational Risk exposure.
Credit Risk mitigation
Financial Risk Exposure

Q - 35 .If the volatility per annum is 25% and the number of trading days per annum is 252, find the volatility per day.

0.02%
0.16%
2%
0.00%

Q - 36 .Export bill is generally crystallized on ...... th day from the due date / notional due date.

Q - 37 .The failure of the counter party during the course of settlement due to time zone differences between the two currencies to be exchanged is not known as ...... risk.

Temporal
Settlement
Herstatt
Exchange

Q - 38 .Concessional rate of interest for post-shipment finance is allowed for ...... days in case of usance bills.

25
90
180
None of these

Q - 39 .While the exposure limits are generally left to the banks discretion. RBI has imposed which ceiling of total business in a year with individual brokers.

Q - 40 .An arbitrage transaction conducted between two centers only is known as ......

Three point arbitrage
Direct arbitrage
Compound arbitrage
None of the above

Q - 41 .Back testing is done to

Test a model
Compare model results and actual performance
Record performance
None of the above

Q - 42 .The exposures to retail and SME sectors are assigned a uniform risk weight of ......% under standardised approach for capital risk.

Q - 43 .The quotation of 1 Rs = $ 0.01667 in Indian Rupee is an example of ......

Direct quotation
Indirect quotation
Competitive quotation
Aggressive quotation

Q - 44 .In india export trade is regulated by the ......

EXIM Bank
FEDAI
BCBS
DGFT

Q - 45 .Which of the following is external cost of currency?

interest rate
exchange rate
both of these
none of these

Q - 46 .On acceptance of an order for supply of goods to the buyer, the seller may face the situation of non acceptance of goods by the buyer, such risk is called & &

seller Risk
buyer Risk
Market Risk
Shipping Risk

Q - 47 .Which is not a function of Back Office ?

Deals
Account
Funds position
Reconciliation

Q - 48 .Basis Risks are type of ......

Interest Rate Risk
Market Risk
Credit Risk
Operational Risk

Q - 49 .Bank would require to maintain average CRR amounting to ...... , if the rate of CRR is 5%

A 2915
B 2905
C 1749
D 3150

Q - 50 .The risk arising owing to non-enforceability of contract against a counter party is the ...... risk.

Legal
Systematic
Credit
Liquidity

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